EQUITYTRADER TERMS AND CONDITIONS

EquityTrader is provided free to Internet users by Bollinger Capital Management, Inc. (BOLLINGER) subject to the following Terms and Conditions. By using this area, the User accepts the Terms and Conditions. Carefully read the Terms and Conditions before using EquityTrader.

Terms and Conditions:

The information in EquityTrader (SERVICE) is for personal use only. User acknowledges and agrees that BOLLINGER and any other providers of information to the EquityTrader web site exclusively own all the rights, title and interest in and to the information provided through the SERVICE and all proprietary rights in the information. Reproduction, distribution and transmission of any information obtained from the SERVICE is strictly prohibited, except with prior written permission from BOLLINGER. User further agrees not to use or permit anyone to use the information provided through the SERVICE for any unlawful or unauthorized purpose.

Neither BOLLINGER nor anyone else involved in creating, producing, or distributing EquityTrader warrants that it will satisfy the users' requirements or that the product and/or data will be error-free. This product and any related data is distributed 'as is' without any warranties of any kind, either expressed or implied. Neither BOLLINGER or anyone else involved in creating, producing or distributing EquityTrader or any providers of information make any warranties, expressed or implied, as to the use or the results to be obtained from use of any information including, without any limitation, any warranties of merchantability or fitness for a particular purpose or use. Neither shall BOLLINGER or anyone else involved in creating, producing, or distributing EquityTrader nor any of its providers of information have liability for the accuracy of the information contained in the SERVICE, or for delays in providing the information, or omissions therein. None of the foregoing parties shall be liable for any third-party claims or losses of any nature, including, but not limited to, lost profits, lost savings, punitive, indirect, special, incidental, or consequential damages, even if BOLLINGER had been advised of the damages.

User acknowledges the risks inherent in the financial markets and acknowledges that any and all decisions related to the purchase and sale of securities and/or their derivatives shall be based on User's knowledge and experience and shall therefore hold harmless BOLLINGER, SERVICE and/or any representatives of BOLLINGER and SERVICE.

Neither shall BOLLINGER nor anyone else involved in creating, producing, or distributing SERVICE nor any of its providers of information have liability for the accuracy of the information contained in the SERVICE, or for delays in providing the information, or omissions therein. None of the foregoing parties shall be liable for any third-party claims or losses of any nature, including, but not limited to, trading losses, lost profits, lost savings, punitive, indirect, special, incidental, or consequential damages, even if BOLLINGER had been advised of the damages.

This Agreement supersedes all other agreements and understandings regarding this subject matter and is governed by the laws of the State of California and United States law without regard to conflict of laws and provisions thereof.

Equity Trader and the Equity Trader rating lights are trademarks of Bollinger Capital Management, Inc. All rights reserved.